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Lower Your EFC Qualify For More Grants and Scholarships

Most people don’t know what their Expected Family Contribution is and how it impacts their financial aid for college.

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Why Is My EFC Important?

Your Expected Family Contribution (EFC) determines your positioning for financial aid, grants, and scholarships for college. The lower your EFC, the more free money you are eligible for. How do you lower your EFC? That's where we come in. Our dedicated college advisors will walk you through every step.

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Lower Your EFC

Receive Better Financial Aid

Afford Private or Out Of State Schools

What Is My EFC?

Your EFC is determined by a combination of your household and financial situation. Understanding the factors that are used to calculate your EFC can be complicated, which is why we break down the information into a digestible format and provide a clear roadmap for your next steps. Our goal is to help each prospective college student get as many grants and scholarships as possible.

Get My EFC


  1. HEFAR Knows How To Get Better Financial Aid For You

    "I never thought I’d be able to put my kids through school with the outrageous cost of college today. After learning about the financial aid process from the HEFAR Group and following your easy step…Read More

  2. Many Parents Are Stressed About Paying for College

    "This is such a wonderful service as many of our parents are very stressed about how to pay for college and the HEFAR Group gives them the tools to begin on the right path." -High School Guidance Coun…Read More

  3. We Were Able To Afford College

    "We were able to afford college thanks to the amazing college planning through The HEFAR Group. Our son was applying to multiple colleges and we were not finding great financial aid options. We had no…Read More


Significantly Lower Their EFC

Better Position Themselves For FAFSA

Get More Financial Aid and Grants

Afford Out Of State Or Private Schools


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