To make your first appointment as productive as possible please bring the following items with you:



A driver’s license, passport or other government-issued photo ID (The U.S. Patriot Act requires us to verify the identity of all clients as part of the government’s efforts to combat terrorism and money laundering.)

GPA, ACT/SAT test scores (if available)

A list of all colleges that you or your student(s) want to consider (try to do some homework on the list of schools that we sent to you and see if you’d like to consider any of those)

Names, DOB’s, and grade level of all siblings of the student

Recent statements for all financial accounts, including:

  • Checking & Savings Accounts
  • Money Market Accounts
  • CD’s
  • Investment Accounts
  • IRAs, 401(k)’s and other retirement/pension accounts
  • Annuity Statements
  • Ownership statements for any Business Accounts

Information on all real estate, including:

  • Current value
  • Type of mortgage, interest rate, monthly payment & remaining balance
  • A copy of your most recent mortgage bill

Insurance policies, including:

  • Life Insurance
  • Disability
  • Long-Term Care
  • Homeowners Declarations Page

A copy of your latest tax return

A copy of your 2 most recent pay stubs from each job

A copy of your W2’s for the last two years

A list of any other financially-valuable assets not mentioned above

A list of debts, including the amount owed, for such debts as:

  • Credit Cards
  • Auto Loans
  • Personal Loans
  • School Loans
  • Other

Be prepared to tell us about your wills and trusts (such as the extent of estate planning you’ve done, dates created, etc.)

Please bring the answers to these questions:

  1. How much money do you spend each month?
  2. What is your total monthly income? (List sources and amounts)
  3. How much money do you contribute to savings or retirement? (List account,
    amounts and frequency)
  4. Do you anticipate incurring any major one-time expenses (other than college)
    in the foreseeable future? (List items, costs and dates to be incurred)
  5. Do you anticipate any major one-time receipts of income? (List amounts, sources and dates expected)

And finally, please bring lots of questions!

Additional Resources: List-of-Schools-80-or-Greater



We’re looking forward to working with you to guide you through this financial aid process.

See you soon!

– The HEFAR Group